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A Personal Loan is often referred to as an Unsecured Loan and are available for a range of different amounts and repayment terms. They are not secured against property. The repayment term may depend on the loan purpose you require. Unsecured loans also include car loans, hire purchase agreements and in-store credit facilities.
A Secured Loan is any loan that requires the borrower to provide the lender with some form of security. In the case of secured home-owner loans, the security will be the borrower's property. Secured loans can be arranged either with your existing lender in the form a further advance or with a second lender, in the form of a second charge.
Secured v. Unsecured loans
If you own your property, secured loans may not always be the best value or indeed the best route for raising finance. We are able to look at all the options, including remortgaging.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
THE FINANCIAL SERVICES AUTHORITY DOES NOT REGULATE SOME FORMS OF SECURED LOANS AND UNSECURED LOANS.
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Moneytomove is a trading name of Moneytomove Ltd which is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Ltd which is authorised and regulated by the Financial Services Authority. FSA Reg No. 305008.
Registered office: Flat, 119 Portobello Rd, Notting Hill, London W11 2DY. Registered in England, Number: 5425034
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| Key Facts about our Mortgage Service |
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